Inside This Special Report… (remember, this is just an excerpt)
 

How To Get The Home You Want, At The Best Price And Financing Rate, With The Fewest Headaches!

Dear Home Buyers ,

          When you decide to buy a home, those really are the most important things, aren’t they?

          Finding a home that you truly love.

          Getting the best possible deal.

           And doing it without losing all of your hair or ending up in psychiatric counseling!

          Are those your goals?  OF COURSE!

          Unfortunately, sometimes buying a home ends up being any thing but a happy experience. For many, it turns into a terrible, stressful ordeal. In addition, making the wrong decisions can end up costing you thousands of dollars!

          It doesn’t have to be this way!

The key to avoiding the pitfalls and traps that plague many home buyers comes down to one thing:

KNOWLEDGE!!

          Buying a home is a fairly complicated undertaking, but if you’re armed with the proper knowledge and have a solid plan, it can be a whole lot easier. It all starts with understanding the home buying process, how the “system” works, and what can happen to the typical unprepared homebuyer.

           Let me back up for a moment and say that the first step is to determine if buying a home is even in your best interests. Most of the time, buying a home is one of the smartest financial decisions that a person can make. But not always!

In meeting with lots of people over the years, I’ve learned that only after examining your overall financial picture can you discover if buying a home is the right thing for you to do.

          There are lots of factors to consider, such as the effect that buying a house will have on your long and short term goals. I have seen situations where buying a house was not in the person’s best interest at that time.

          Once you are sure that buying a home is the smart choice for you, it’s time to get busy.

          BUT WAIT A MINUTE!!

          This does not mean jumping in your car and tearing down the street to find your dream home.

Not so fast!

          Taking the time to do things right will save you many hours of frustration and thousands of dollars. What happens if you take off on a journey without having a map or plan - not knowing where you’re going?

          That’s right… YOU GET LOST!!

          Same thing when buying a home. Except that the thing that gets lost is not you, it’s thousands of your hard-earned dollars!

The purpose of this report is to make you aware of the common mistakes that home buyers fall into, and how to avoid them! Having the right information leads to making smart decisions.

It doesn’t matter if this is your first home or if you’ve bought a dozen before. No matter what, it makes sense to be armed with the facts!

Buying a home is like going out into a bad neighborhood at night – there is trouble lurking around every corner, and you can quickly become a victim if you’re not prepared.

I am not kidding! A lot more money is lost due to bad decisions in the home buying process than in the average mugging. Only when you buy a home, the “muggers” are nicely dressed, and are smiling and shaking your hand instead of pointing a knife or gun at you!

There is an old saying, and although things have changed a lot from the old days of the traveling salesmen, it still applies today when you enter the home buying game:

BUYER BEWARE!

I am not saying that everyone involved in the real estate industry is a crook – not at all. I’m just saying that there are lots of people out there that are only too happy to take your money if you are not savvy enough to ask the right questions or make the right choices.

It’s not that there is a lack of information out there about buying a home, it’s just that a lot of it is a bit misleading. Ask the same question from two different so-called “experts” and you’ll get two different answers… and probably a bunch of technical mumbo-jumbo that you don’t even understand!

The sad truth is that the structure of the home buying game is not set up in the buyer’s favor. If you are not careful you’ll get snared by a big financial trap.

Buying a home is a huge investment. You simply can't  afford to “roll the dice” and hope that you come out a winner.

The implications of a bad decision can be amplified over many years, easily costing you tens of thousands of dollars…  or even more!

The number one mistake made by home buyers that causes them to make bad decisions and waste thousands of dollars is failing to have an organized plan.

          The number two mistake is almost as bad.

The mistake is letting their emotions get out of control!

Of course it is impossible to completely remove all of your emotion, after all, if you didn’t have some emotion you wouldn’t want to buy a home in the first place.

The key is to remember that you are entering into a complex business deal, one that can effect your financial situation for years to come. Just try to keep as focused as possible on the dollars and cents, and don’t allow yourself to “get caught up in the moment”, and make foolish decisions that you will regret later.

As I mentioned before, having a step-by-step plan will make the entire process much easier to handle. Here is the basic 9-step home buying plan that has saved thousands of dollars for many people like yourself:

Step 1  - Determine if buying a home now is smart for you.

Step 2  - Get pre-approved for your loan.

Step 3  - Study the real estate market.

Step 4  - Identify neighborhoods you like.

Step 5  - View specific homes.

Step 6  - Pick a home that meets your needs.

Step 7  - Analyze the value.

Step 8  - Negotiate the contract.

Step 9  - Close and move.

Once you have examined your personal financial situation and given yourself the green light to buy a home, the next step is to get pre-approved for a mortgage.

Getting pre-approved is smart for two main reasons:

1)    You’ll have less stress and more confidence while home shopping      because you’ll know exactly what you can afford.

2)    You’ll have better negotiating strength with the seller when you can show them a pre-approval letter from the lender.

Yes, getting pre-approved is smart and it is the first step that you should take once you decide to buy a home. But hold your horses! There is a lot that you should know before you rush down to your local bank.

We are going to spend a lot of time discussing financing, because that is where the major share of mistakes are made. Mistakes that can end up costing you $10,000 to $30,000 or even more!

In the real estate game, the field of financing is covered with hurdles and quicksand. In no other part of the process can you lose so much money… and not even know it!

We’ve been talking about how having a plan will allow you to keep on track to get where you are going. In the area of financing, having a plan is critical!

If you don’t have a plan of your own, you will fall into someone else’s plan!

Learn how to build your own plan - GET the FULL report - 17 more detailed pages!